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perfect hermes replica Get the biggest daily stories by emailSubscribeSee our privacy noticeMore newslettersOne in ten parents are putting their child down as a named driver, rather than the principal driver, in a bid to save cash, with another one in three saying they’d consider it.“Parents are putting themselves at risk of picking up a criminal record for the sake of reducing their child’s car insurance premiums,“ said Lee Griffin from GoCompare, which conducted the research.“There may not appear to be any harm in insuring a child’s car in a parent’s name, but ‚fronting‘ is illegal nonetheless.“The 10 most unreliable used cars on the UK’s roads revealedWhat happens if you’re caught People might think that they’ll get away with this as a plan the problem is there are some telltale giveaways.“Fronting is usually discovered at the point of making a claim when the insurance company will investigate the circumstances of the accident, especially if the child was driving the car at the time,“ GoCompare explained.“Insurers will have reason to be suspicious if the car was click to find out more in an accident many miles away from the policyholder’s home but close to their son or daughter’s university, college best hermes replica handbags or workplace for example.“And if that happens, and insurers decide the parent was not the main driver of the vehicle, they can declare the policy null and void.Usually they will still settle third party claims, but then try to recover that cost from the policyholder.In serious accidents, especially involving personal injury, the insurer may pursue the parent for hundreds of fake hermes belt women’s thousands of pounds.“Although it’s understandable that a parent would want to help their child with the cost of getting on the road, fronting can have serious consequences,“ Griffin said.“If a claim is rejected and the policy invalidated, the driver and their cheap hermes belt parent may be left to foot the bill for damage repairs and injury claims.“Add that to a fraud charge in court and the long term implications of being caught fronting mean it’s not worth taking the perfect hermes replica gamble.“Learner drivers can now go on motorways this is what the change in law meansLegal car insurance hacks The good news is that parents can help their children without breaking the law, too.“There are measures young drivers can take to make their premiums lower,“ Griffin said.To try and help, GoCompare has come up with a series of legal hacks that drivers can use to knock hundreds off their insurance without risking a criminal record.Here are their top tips along with what it can save you on your car insurance:Adding a named driver savings: Although fronting is illegal it’s perfectly ok to add another person, such as a hermes belt replica aaa parent, to your policy as a named driver. If they’ve got a good driving record it could reduce your insurance premium significantly. Shop around savings: Some insurers will be more competitive than others for different drivers, vehicles and regions depending on the customers they’re hoping to attract. perfect hermes replica
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